Services · First home buyers
Buying your first home, without the bank talk.
Buying your first home is equal parts exciting and overwhelming, and that is totally normal. I walk you through all of it and make sure you understand your options the whole way to settlement.
Buying your first home is equal parts exciting and overwhelming, totally normal. I will walk you through all of it: government grants, guarantor and low deposit options, and what you can actually borrow. No long waits, no endless back and forth, no generic bank advice. However you are getting into the market, I will make sure you understand your options the whole way to settlement.
What you get
- Plain-English guidance from your very first question through to settlement day.
- A clear picture of what you can actually borrow before you fall in love with a place.
- Help sorting through grants, guarantor and low deposit options you may not know you qualify for.
- One point of contact who deals with the lender so you do not have to.
- No judgement, no jargon, and no silly question left unanswered.
How it works
We start with a relaxed chat about where you are now and where you want to be. From there I work out your borrowing power, walk you through the options that actually fit you, and get your paperwork in order. When you are ready I handle the application and stay with you the whole way to settlement.
Why April Six
I am a former senior banker who got tired of watching first home buyers feel locked out or talked down to. I explain things properly, treat you like an adult, and have skin in the game because I have bought property myself. You get honesty, quick answers, and someone genuinely in your corner.
Questions answered
First home buyer questions
- Do I need a 20% deposit to buy a property?
- Nope, that is a myth. You can get started with as little as 5%. If you are buying an owner occupied property there are also a number of government grants you could be entitled to.
- I don't earn a six figure salary, can I still buy?
- In most cases, yes. If you earn a wage, there is a good chance you can get into the market. The key is strategy, not just income.
- I've been rejected by a bank, what now?
- One no does not mean no forever. Different lenders have different lending policies, and we know which ones will actually say yes to you.
- How long does the whole process take?
- It depends on your situation and the lender, but I keep things moving and tell you what to expect at each stage, so you are never left wondering what is happening.
- What does it cost to work with you?
- Let's talk about that up front so there are no surprises. I will always be clear about how I get paid before you commit to anything.
Ready to find out what you can actually borrow?
Get in touch