Writing
Blog
Practical articles on home loans for single parents, self employed Australians, first home buyers and property investors. Clear advice without the jargon.
What Is the 5% Deposit Scheme, and Who Actually Qualifies?
The 5% Deposit Scheme changed in late 2025, no income caps, higher price caps. Here's what's actually changed and how to check if you…

What to Do If You Have a Bad Credit Score (and Still Want a Home Loan)
A low credit score doesn't mean no home loan. Here's what actually counts as bad credit in Australia, why it happens, and what your real…

Your SMSF Can't Borrow for a House Anymore... But Have You Considered A Commercial Property?
SMSFs can no longer borrow to buy residential property from August 2026. Here's why commercial property borrowing is still allowed! Here's…

Borrowing to buy property in your super just got banned
SMSF & Super
The government just banned SMSFs from borrowing to buy residential property. Here's who it affects and whether you should care.

How much deposit do you actually need to buy a home in Australia?
First Home Buyers
The 20% deposit is a myth: here's the real minimum you need to buy your first home in Australia.

What is rentvesting, and is it for first-time buyers?
Investment Property
Rent where you want to live, buy where you can afford: here's how rentvesting works and who it suits.